We also understand that from time to time you may need quick access to funds to supplement your savings or achieve certain goals and that is why your ADDVANTAGE Package comes with a variety of financing options*.

Islamic Covered Drawing

If you are looking for a short-term facility for those unforeseen circumstances, your ADDVANTAGE account offers a preapproved Islamic Covered Drawing** facility allowing you to overdraw your salary account whenever you require. And that’s not all, the first AED 2,500*** is profit free if you have opted for the Basic Package or AED 5,000*** profit free, if you have opted for our Premium Package.

* All finance products are subject to terms and conditions

** Shari'a Compliant Overdraft, minimum facility equivalent to one time monthly salary or maximum AED 50,000

*** Standard profit rate will be applicable to the amount above the free portion

Credit Card

The ADDVANTAGE Package also offers a credit card on preferential terms, giving you access to more rewards. You can earn Noor Rewards on the spend on your credit card that you can redeem for CashBack or exciting gift vouchers from leading malls in the UAE. Your card also comes bundled with:

• Fitness Center Membership

• Valet Parking Service

• Roadside Assistance

• Travel Desk Service

And much more!

Personal Finance

Have a goal in mind? Now comes the easy part. The ADDVANTAGE Package offers you Personal Finance at preferential pricing and with greater flexibility than ever before. We also offer a wide variety of options and variants under our Personal Finance umbrella, ranging from Pull Over (Buy-out) option from conventional banks to Second finance or Refinance (Top-up) options.

Auto Finance

Got a car in mind? With the ADDVANTAGE Package, you can obtain Auto Finance on preferential terms and minimal documentation. Benefits include:

• Zero Down Payment

• Discounted Profit Rate

• Flexible Payment Terms

• Up to 72 months tenure

Home Finance

Got a home in mind? You can now get your home financed with up to 85% financing, including:

• Equity release

• Financing up to AED 10 Million

• Extensive Choice of developers/developments in Abu Dhabi and Dubai

• Buy Out from other Banks

Takaful

Because life can bring some unexpected events we offer you and your family a range of protection products.