Credit Shield

Credit Shield for your Noor Card keeps you safe.

Noor Cards presents Credit Shield insurance protection that offers protection for the outstanding balance on your Credit or Charge Card for unforeseen events.

Credit Shield is a completely Shari’a compliant insurance cover from NOOR Takaful. It offers complete peace of mind for any unforeseen and covers your payment for any outstanding balance in the unfortunate event of:

  • Permanent total or partial disability

  • Death

  • Involuntary loss of employment

This insurance cover can be obtained by paying a nominal charge on your card outstanding balance every month.
(This cover is offered strictly as per the Terms & Conditions stipulated by NOOR Takaful. For details please read Credit Shield Terms & Conditions or call NOOR Takaful directly.) 800-NOOR (800-6667)

Highlights of Credit Shield

  • 24-hour worldwide cover for Permanent Total Disability, Permanent Partial Disability and Accidental Death

  • No medical certificate required

How to get Credit Shield

Credit Shield is available to all Noor Cardholders. 

  • New Customers: You can choose to enroll into the Credit Shield programme by ticking the appropriate option available inside the application form at the time of application.

  • Existing Customers: Please call 800-NOOR (800 6667) to activate your Credit Shield cover.

Important Notes

  • The Credit Shield Cover automatically starts from the date of subscription.

  • Nominal charge will be levied on the total outstanding balance every month.

  • The Cardholder can choose to canel the Credit Shield cover at any time.

To apply, please call 800-NOOR (800-6667) now.

Balance Transfer

Noor Cards bring you another powerful feature that enables you to transfer your outstanding balances from other cards to the Noor SHAMS Credit Card.

The Balance Transfer option is available to all new and existing SHAMS credit card customers and is a great way of easing the hassle of managing your monthly credit card payments. Through this programme you can have the outstanding balances from all of your other cards transferred to your Noor SHAMS Credit Card and you can enjoy the convenience of making just one credit card payment each month.

Transferring the balances is so easy

  • If you already have a Noor SHAMS Credit Card:

Simply walk in to any of our branches, fill in the Credit Card “Transfer Request Form”, attach a copy of any of your valid ID and hand it in to the customer services officer.

  • If you don't have a Noor SHAMS Credit Card:

New customers may also benefit from this offer.

Fill in the “Transfer Request Form” at the end of the Card Application while applying for your new Noor SHAMS Credit Card. Your transfer request will be processed immediately after the approval of your credit card as per the Noor Cards terms & conditions.

For more details please visit one of our branches or call 800 NOOR (800 6667).

DISCLAIMER:

  • The maximum amount you can transfer is 90% of the total credit limit on your Noor SHAMS Credit Card.

  • The minimum amount you can transfer is AED 1,000.

  • You can transfer the balance from any of your conventional cards; however balances from other Islamic cards cannot be transferred under this programme.