Mudaraba Pool Anticipated Profit Rates for May 2012

Account Type Anticipated Profit Rate

(AED)
Anticipated Profit Rate

(USD)
Anticipated Profit Rate

(EUR)
Anticipated Profit Rate

(GBP)
Savings Account 0.75% 0.50% 0.50% 0.50%
Dual Account
AED 100 to AED 4,999 0.15% - - -
AED 5,000 to AED 49,999 0.25% - - -
AED 50,000 to AED 149,999 0.50% - - -
AED 150,000 and above 0.75% - - -
Savings Plus 1.00% - - -
Mudaraba Investment Deposit
Tenors Anticipated Profit Rate

(AED)
Anticipated Profit Rate

(USD)
Anticipated Profit Rate

(EUR)
Anticipated Profit Rate

(GBP)
Profit Payout - At Maturity
1 Month 1.60% 1.10% 1.35% 1.10%
3 Months 2.15% 1.65% 1.90% 1.65%
6 Months 2.30% 1.85% 2.10% 1.85%
9 Months 2.40% 1.95% 2.20% 1.95%
12 Months 2.50% 2.05% 2.30% 2.05%
Profit Payout - Monthly
3 Months 2.05% 1.55% 1.80% 1.55%
6 Months 2.20% 1.75% 2.00% 1.75%
9 Months 2.25% 1.80% 2.05% 1.80%
12 Months 2.30% 1.85% 2.10% 1.85%
Profit Payout - Quarterly
6 Months 2.25% 1.80% 2.05% 1.80%
9 Months 2.30% 1.85% 2.10% 1.85%
12 Months 2.35% 1.90% 2.15% 1.90%


Mudaraba Pool Declared Profit Rates for April 2012

Account Type Declared Profit Rate

(AED)
Declared Profit Rate

(USD)
Declared Profit Rate

(EUR)
Declared Profit Rate

(GBP)
Savings Account 0.75% 0.50% 0.50% 0.50%
Dual Account
AED 100 to AED 4,999 0.15% - - -
AED 5,000 to AED 49,999 0.25% - - -
AED 50,000 to AED 149,999 0.50% - - -
AED 150,000 and above 0.75% - - -
Savings Plus 1.00% - - -
Mudaraba Investment Deposit
Tenors Declared Profit Rate

(AED)
Declared Profit Rate

(USD)
Declared Profit Rate

(EUR)
Declared Profit Rate

(GBP)
Profit Payout - At Maturity
1 Month 1.60% 1.10% 1.35% 1.10%
3 Months 2.15% 1.65% 1.90% 1.65%
6 Months 2.30% 1.85% 2.10% 1.85%
9 Months 2.40% 1.95% 2.20% 1.95%
12 Months 2.50% 2.05% 2.30% 2.05%
Profit Payout - Monthly
3 Months 2.05% 1.55% 1.80% 1.55%
6 Months 2.20% 1.75% 2.00% 1.75%
9 Months 2.25% 1.80% 2.05% 1.80%
12 Months 2.30% 1.85% 2.10% 1.85%
Profit Payout - Quarterly
6 Months 2.25% 1.80% 2.05% 1.80%
9 Months 2.30% 1.85% 2.10% 1.85%
12 Months 2.35% 1.90% 2.15% 1.90%