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Commercial Property Finance

Commercial Property Finance

It's time to own your office

Invest in your own office or retail space with our Commercial Property Finance. Alternatively, release the equity on your property to save rental expenses or finance additional space which can cater to your business expansion needs. Take advantage of this exclusive offer today.

Features

  • Finance available for offices and retail space
  • Finance of up to AED 10 Million
  • Finance of up to 70% of the property value on ready properties
  • Tenors of up to 15 years
  • Buyout and equity release options available
  • Finance ready commercial properties in Dubai and Abu Dhabi
  • Life and property takaful bundled with the finance

Eligibility

  • UAE Residents: UAE nationals and all expatriate nationalities
  • Salaried: Minimum Salary requirement of AED 40,000
  • For Self-employed: Minimum Annual Turnover of AED 1.2 Million
  • Minimum Age for all primary applicants is 23 years
  • UAE Nationals: Maximum Age at maturity for 70 years
  • Expatriates: Maximum Age at maturity for Salaried is 65 years, and Self employed is 70 years

Documents Required for Initial Approval (Pre-approval)

  • All Identification documents
  • Income documents:

Salaried Customers

  • Original Salary Certificate
  • Original/Copy of Payslips (if required)
  • Last 3-6 months Personal Bank statements, depending on employer profile

Self-Employed Customers

  • Valid Trade License
  • Last 3 months Personal Bank statements
  • Last 6 months/ 12 months Company Bank statements
  • Copy of 2 years audited financials

Documents Required for Final Approval

  • Copy of Title Deed or Sale Purchase Agreement
  • Copy of Down Payment Receipts
  • Copy of MOU in case of property resale transaction
  • Copy of POA (if any), dated not older than 2 years from date of application

Note: Additional documentation may be requested for on a case to case basis

Apply Now

Terms & conditions apply.

Approvals are at the sole discretion of the Bank.