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Non-Resident Finance

Non-Resident 
 Finance

Make Dubai Your Second Home

Non-residents looking for a second home or planning to invest in Dubai, need not look further. Our non-resident home finance solution will help you achive your dream of owning your home in Dubai. Whether you are a salaried or self-employed individual, simply find your home and we will facilitate the entire transaction with a smooth  and a hassle free experience.

Features

  • Financing for ready and off-plan properties 
  • Attractive profit rates
  • Finance of up to 70% of the property value on ready properties, and up to 50% on off-plan projects
  • Finance up to AED 15 Million
  • Tenors of up to 25 years
  • Convenience for clients through our 24/7 branch at the Dubai Airport, Terminal 3
  • Life and property takaful bundled with Home Finance

Eligibility

  • Salaried: Minimum Salary requirement of equivalent of AED 40,000 per month 
  • For Self-employed: Minimum Net Income of AED 480,000 per annum 
  • Minimum Age for all primary applicants is 23 years
  • Maximum Age for all segments is 65 years

Documents Required for Initial Approval (Pre-approval)

  • All Identification documents
  • Income documents:

Salaried Customers:

  • Original Salary Certificate
  • Original/Copy of Payslips (if required)
  • Last 3-6 months Personal Bank statements, depending on employer profile

Self-Employed Customers

  • Valid Trade License/ Equivalent Business ownership document
  • Last 6 months Personal Bank statements
  • Last 6 months/ 12 months Company Bank statements
  • Copy of 2 years audited financials,

Documents Required for Final Approval

  • Copy of Title Deed or Sale Purchase Agreement
  • Copy of Down Payment Receipts
  • Copy of MOU in case of property resale transaction
  • Copy of POA (if any), dated not older than 2 years from date of application

Note: Additional documentation may be requested for on a case to case basis

Non-Residents List of Approved Countries

Australia Austria Bahrain Belgium Bulgaria Canada
China Czech Republic Denmark Estonia Finland France
Germany Greece Hungary India Ireland Italy
Japan Kuwait Latvia Lithuania Luxembourg Malta
Netherlands Oman Pakistan Poland Portugal Qatar
Romania Russia Saudi Arabia Singapore Slovakia Slovenia
South Africa South Korea Spain Sweden Turkey USA
United Kingdom Cyprus        

Apply Now

Terms & conditions apply. Approvals are at the sole discretion of the Bank.