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Off plan property finance

Off-Plan (Under Construction)

Plan For Your Future Home Now

Looking to finance or invest in an off-plan property in Dubai? Our exclusive off-plan property financing solution enables you to enjoy a variety of benefits on a wide range of off-plan projects in Dubai. 

Features

  • Finance available for residents as well as non-residents
  • Attractive pricing
  • Finance up to AED 25 Million 
  • Finance up to 50% of the property value
  • Tenor of up to 25 years
  • A wide array of approved off-plan projects to choose from
  • Life and property takaful bundled with Home Finance

Eligibility

  • UAE Residents: UAE nationals and all expatriate nationalities
  • Non-residents: Residents of GCC countries, a wide range of G20 countries, Pakistan and Singapore.
  • Salaried: Minimum Salary requirement of AED 10,000 per month, No salary transfer required
  • For Self-employed: Average Credits of AED 50,000 per month
  • Minimum Age for all primary applicants is 23 years
  • UAE Nationals: Maximum Age at maturity for 70 years
  • Expatriates: Maximum Age at maturity for Salaried is 65 years, and Self employed is 70 years

Documents Required for Initial Approval (Pre-approval)

  • All Identification documents
  • Income documents:

Salaried Customers

  • Original Salary Certificate
  • Original/Copy of Payslips (if required)
  • Last 3-6 months Personal Bank statements, depending on employer profile

Self-Employed Customers

  • Valid Trade License
  • Last 3 months Personal Bank Statements
  • Complete 6 months/ 12 months Company Bank Statements
  • Copy of 2 years audited financials,

Documents Required for Final Approval

  • Copy of Title Deed or Sale Purchase Agreement
  • Copy of Down Payment Receipts
  • Copy of MOU in case of property resale transaction
  • Copy of POA (if any), dated not older than 2 years from date of application

Note: Additional documentation may be requested for on a case to case basis

Apply Now

Terms & conditions apply