We bring you Personal Finance designed to meet your diverse personal needs - be it your child's education, home renovation or even a holiday of your choice.
We also offer you the option to consolidate your existing finances.
Pre-approval in 30 minutes:
High finance amounts of up to AED 4 million : Up to AED 4 million for UAE Nationals Long Term Buyout Program
Up to AED 2 million for UAE Nationals Regular Finance
Up to AED 1.25 million for expatriates
Competitive Profit rates as low as 3.33%:
Flexible Tenure Options: Up to 48 months for regular personal finance
Tenor can be extended beyond 48 months for UAE Nationals Long Term Buyout Program
Takaful coverage in case of unforeseen circumstances : Regular Takaful (Mandatory) – Covers the outstanding principal amount in case of Death and Permanent Total Disability
Silver Plan (Optional) – Covers the outstanding principal amount in case of Death and Permanent Total Disability and an amount equal to the outstanding principal amount is also paid to the family
Gold Plan (Optional) - Covers the outstanding principal amount in case of Death and Permanent Total Disability and an amount equal to the outstanding principal amount is also paid to the family. Under this plan, up to 6 EMIs with a maximum total amount of AED 48,000 are covered in case of Involuntary Loss of Employement to help you through the difficult phase.
Multiple product variants to suit your diverse needs: Fresh Personal Finance
Buyout of an existing finance with another bank
Debt consolidation – Consolidate debt from multiple banks and reduce your monthly payments
Top up on an existing finance
Free for life credit card with benefits worth AED 50,000 :
Unlimited outward remittances at special exchange rates with a remittance fee waiver: